Free to use
Track the money you didn’t spend.
Add the things you talk yourself out of buying. Unspent treats each price as money you kept and shows it compounding live — so restraint finally has something to show for it.
No credit card · free forever · sign in
You already have the discipline. Today it earns you nothing but a number that ticks up. Unspent gives that discipline a scoreboard.
A single $1,000 you don’t spend, at 10% APY
Every impulse you skip, quietly compounding.
Unspent Vault: make it real
Right now the compounding is a simulation. Soon, every time you skip a purchase you’ll get a choice: just track it, or move that money to your own account at a real investing or savings partner — so it actually grows.
Money bound for impulse buys, quietly redirected into savings.
Send it toRobinhood · Wealthfront · a robo-advisor · a high-yield savings account
Connect (optional)
Securely link your accounts through Plaid — the same service your banking apps use. Unspent never sees your login.
Resist
Talk yourself out of a purchase and log it, exactly like you do today.
Send — or don’t
Choose to move that amount (or less) into your connected account. Or just mark it skipped.
It’s your account
Money moves through Plaid straight into your own account at Robinhood, Wealthfront, or another provider. Unspent never holds funds or sees your bank login.
You choose how much
Send the full price, a slice of it, or nothing at all. Every skip is your call — no auto-drafts you didn’t approve.
We’re on your side
We’d earn from partner referrals — never from selling your data or nudging you to buy.
Want it first? Join the Vault waitlist.
We’ll email you when it opens. We’ll never nudge you to buy.
Questions
Is the tracker really free?
Yes. Adding items, the live compounding dashboard, and real-cost calculations are free to use — no card required, ever.
What is the Vault?
A coming-soon way to send the money you don’t spend to your own account at an investing or savings partner — Robinhood, Wealthfront, a robo-advisor, or a high-yield savings account — so your dashboard reflects money that’s actually growing.
Do I have to connect anything?
No. Connecting a partner account like Robinhood or Wealthfront is optional, and the tracker stays free either way. When you do, connections and transfers run through Plaid — the secure service your banking apps already use — so Unspent never sees or stores your login.
Where does the money go?
Straight into your own account at the partner you pick. Unspent uses Plaid to move it and never holds it in between — you just choose the amount each time.
How will you make money?
From referral partnerships with the investing and savings providers — not from ads, affiliate links, or your data.
Start saving by not spending.
The tracker’s free and ready now.
Start tracking free